Suffering from hair loss? Don’t worry because castor oil, also know as the hair growth oil, have been used therapeutically for many health conditions including as a hair growth treatment and remedy.
Castor oil hair growth treatment is a natural method that helps your hair to grow healthier and thicker. That’s why, if you notice that your hair is becoming thinner every time you check yourself in the mirror, it’s probably time for you to find out more about the various castor oil uses and pick one.
Hair growth treatment by means of castor oil has long been recognized in the alternative health field. It is considered a type of natural hair oil for baldness, which is actually a result of many factors such as your genetics, diet, stress level, environment and lifestyle. A popular example of castor oil that prevents hair fall and thinning is the Jamaican Black Castor Oil.
What Are the Benefits of Castor Oil for Hair Growth?
Regular castor oil use on your hair’s roots and scalp will help:
Increase hair growth
Thicken hair that is starting to thin out
Reduce and prevent hair damage
Eliminate dry hair
Make the hair fuller and shinier
Deeply condition and moisturize hair and scalp
Prevents dry scalp
Boost your hair’s overall health
Applying castor oil to your hair tips will also prevent your hair from looking frizzy and having split ends and damage. You will also notice that your hair is stronger and won’t develop split ends that easily anymore.
How Do You Use Castor Oil to Prevent Hair Loss?
Here are the common step-by-step techniques for using castor oil in hair loss:
Using your fingertips, apply high quality castor oil to your roots and scalp.
Make sure that you distribute the oil evenly on the scalp.
Do your best to avoid the oil fro getting into your hair as its thick consistency may be hard to wash out.
After applying it to your scalp, cover your hair with a plastic cap and wrap it in a towel.
Let the oil stay in your hair for at least 15 to 20 minutes or allow it to set overnight.
Wash it out with shampoo after to remove the castor oil.
Do this once a week for 6-8 weeks to see the results.
Depending on your preference, you can also mix the oil with other oils (i.e. grape seed) to eliminate the super-thick consistency and unpleasant scent of castor oil.
Total Hair Care Is Key
Using castor oil on your hair is just one of the strategies to encourage hair growth. Having a healthy diet, taking essential hair supplements (which contain essential hair vitamins), getting enough sleep and regular exercise will help you grow your hair back longer, thicker and stronger.
Tuesday, December 27, 2011
Tuesday, July 19, 2011
the great indiian ipo disaster
What is one of the functions of financial markets? To help growing companies raise capital efficiently. However, that hardly seems to be happening as far as IPOs are concerned the world over. Indeed, going by statistics, the IPO market seems to be in a state of crisis. This is despite the fact that there appears to be no dearth of public issues waiting to hit the market. Fathom this. According to FT, almost US$ 10 bn of IPOs were pulled in Europe in the first half of the year. This has been the worst 6-month period for scrapped IPOs since at least 2005. The situation has been so grim that it has left a sour taste in the mouths of both companies and investors. There have been several reasons for this. For starters, the worsening debt situation in both the US and Europe have dampened investor sentiments in global financial markets. As a result, companies are not too enthused about raising capital. Especially in a scenario where there is so much uncertainty.
There has been considerable lack of investor interest too. Investors have been nursing a lot of grouses against IPOs. They contend that issuers and bankers are too greedy, fees are too high with no transparency, the syndicates of banks brought in to sell an issue are too big, advisers and issuers are in too much of a hurry and more importantly the IPOs are overpriced. Investment bankers, not surprisingly, are bringing out their version of the story. They are of the view that investors' expectations of prices are too low. And that they are not making efforts to assess the management of companies before the latter come out with their IPOs.
That may well be the case. But the argument that IPOs have been overpriced is not without merit. We have seen instances like these in the Indian IPO market as well. Companies and their bankers have come out with issues that have been unrealistically priced. This has been with the hope that optimistic market sentiments will justify the high price that they have been charging. But investors are also becoming a savvy lot in India at least. Earlier, the lure of listing gains resulted in money being poured into overpriced IPOs. But over time, various problems of some of these companies came to the fore, which resulted in share prices coming down. Therefore now, investors are vary of putting their money into IPOs at the drop of a hat and very rightly so! At the end of the day, whether in India or in the world markets, investors have to take into account the quality of the managemen t, the long term growth prospects of the company and the right price before they consider investing their hard earned money into public issues.
Do you think that the global and Indian IPO market is in a state of crisis? Share with us or post your comments on our Facebook page.
01:26 Chart of the day
When it comes to global asset allocation, the fact that equities and fixed income accounted for a significantly large chunk in Q2 2011 hardly comes as a surprise. But investors also put in money into alternative investments that accounted for around 17% of the total global asset allocation during this period. And as far as these investments are concerned, it is hedge funds that topped the list by a wide margin (almost 60% of the same). Indeed, after suffering quite badly in the financial crisis of '07-'09, hedge funds have once again begun to worm their way into investors' minds. Whether they will be able to give good returns on a consistent basis, however, remains to be seen.
There has been considerable lack of investor interest too. Investors have been nursing a lot of grouses against IPOs. They contend that issuers and bankers are too greedy, fees are too high with no transparency, the syndicates of banks brought in to sell an issue are too big, advisers and issuers are in too much of a hurry and more importantly the IPOs are overpriced. Investment bankers, not surprisingly, are bringing out their version of the story. They are of the view that investors' expectations of prices are too low. And that they are not making efforts to assess the management of companies before the latter come out with their IPOs.
That may well be the case. But the argument that IPOs have been overpriced is not without merit. We have seen instances like these in the Indian IPO market as well. Companies and their bankers have come out with issues that have been unrealistically priced. This has been with the hope that optimistic market sentiments will justify the high price that they have been charging. But investors are also becoming a savvy lot in India at least. Earlier, the lure of listing gains resulted in money being poured into overpriced IPOs. But over time, various problems of some of these companies came to the fore, which resulted in share prices coming down. Therefore now, investors are vary of putting their money into IPOs at the drop of a hat and very rightly so! At the end of the day, whether in India or in the world markets, investors have to take into account the quality of the managemen t, the long term growth prospects of the company and the right price before they consider investing their hard earned money into public issues.
Do you think that the global and Indian IPO market is in a state of crisis? Share with us or post your comments on our Facebook page.
01:26 Chart of the day
When it comes to global asset allocation, the fact that equities and fixed income accounted for a significantly large chunk in Q2 2011 hardly comes as a surprise. But investors also put in money into alternative investments that accounted for around 17% of the total global asset allocation during this period. And as far as these investments are concerned, it is hedge funds that topped the list by a wide margin (almost 60% of the same). Indeed, after suffering quite badly in the financial crisis of '07-'09, hedge funds have once again begun to worm their way into investors' minds. Whether they will be able to give good returns on a consistent basis, however, remains to be seen.
Thursday, February 24, 2011
share market turbulence may reach 16 k
No, that's not us making a prediction.
This is a BIG investment bank... people who you should closely follow and listen to. The so-called "experts".
Why? Because every time they make such calls, it's usually a great time to buy stocks.
But not just any stocks... only blue chip stocks that are available for dirt cheap.
And to know exactly how you go about doing that, just read on...
Warm regards,
Rahul Goel
CEO, Equitymaster.com
Ignore what your stock broker, your friend and the "talking heads" on TV tell you, and...
Get Rich with
Safe Stocks
Some of these 'Safe Stocks' previously
surged 28 times... 33 times...
And one even jumped 53 times!
Dear Investor,
Blue-chips, or Safe Stocks as they are often called, are known for providing stability and consistent returns.
But please take a look at this now...
Company Name Returns (%)
Asian Paints 133% in 15months
Crompton Greaves 107% in 17 months
Hindalco 132% in 15 months
TCS 94% in 14 months
These are just some of the returns that members of a very privileged group have made - and consistently make - from some of the market's safest stocks.
And I'm going to reveal all about this group in the next few minutes... including their recent stock picks.
In fact, of all the stocks that were recommended for purchase to this group, 82.5% hit their mark.
I know your initial reaction is probably that this number is too good to be true. To tell you the truth, I felt exactly the same way when I saw the report on the track record.
But I even got it cross checked by an independent auditor. And as it turned out, it's absolutely true.
I will shortly share with you complete details about the track record, including the stock picks that did not work out.
But before that, there's something else you should know...
You've been lied to. . .
You see, if you're like most other investors out there, you too were made to believe that there are basically only two kinds of stocks:
1) Safe low-return stocks
2) Risky high-return stocks
If you wanted bigger returns, you were told that there's no other option but to invest in stocks that involve at least some amount of risk.
Or else, just settle for the dividends and small returns that the safe stocks gave you.
What if I told you now that Safe Stocks can make you triple-digit returns also?
It's true!
And how big could these returns possibly be?
Well, let me give you 3 examples...
We recommended L&T on 5th November, 2002 when it was selling at Rs 48*. And when we gave a SELL on it in March 2010, it had risen a whopping 3,275%.
Similarly, Voltas too, which we recommended on 30th June, 2003 returned 2,840% until August 2010 when we gave a SELL on it.
Then we recommended Titan on 21st July, 2003 when it was selling at Rs 67*. Today the same stock is priced at Rs 3,601.
An increase of 5,275%... and we haven't recommended a SELL on Titan yet.
(*Recommendation prices have been adjusted for bonuses and stock splits over the years)
You might say - Such big returns
don't happen every time
Agreed!
But you can make at least double your money from safe stocks consistently, if not more.
You already saw 3 stocks before that generated 100% or more returns in less than 2 years.
Apart from those...
Tata Steel gave 269% in 24 months
Bharat Forge gave 251% in 20 months
Tata Motors gave 129% in 13 months
And there are many, MANY more stocks like these.
So why settle for just tiny returns and dividends, when you can make 100% or more from SAFE large cap stocks easily?
All you need to do is hold the stocks for 2-3 years...
Oh and, you'll also need to do one other thing that most investors don't!
What books, schools or brokers will NOT teach you. . .
What I'm about to tell you now will be in complete contradiction to what you hear usually.
You won't hear this from your investor friend, your stock broker or your fund manager. And you also won't read about it in any financial magazine or see it on television investing news.
Listen...
Ever since you got into stocks, you must have had many people tell you that you should always see what the other investors are doing and take cues!
In other words... if a lot of investors are buying a stock, you can safely assume the stock is a good one and buy it.
And if a lot of investors are selling a certain stock, you can take it that the stock has turned bad and sell it away or refrain from buying it.
But while you may think that you'll become rich investing in stocks this way, the truth is you won't get anywhere doing what everybody else is doing.
On the contrary, you'll just end up like most of the investors who are forced to settle for meagre returns and never make the kind of money they want from stocks.
To make more money than other investors
You have to do what most other investors won't do
Invest in companies that everybody else is avoiding.
Don't get me wrong - I'm not telling you to invest in bad stocks. People are obviously avoiding them for a reason.
But sometimes, even perfectly good stocks get ignored due to some misconceptions. Those are the companies I'm telling you to go after.
Let me explain...
See, we all know there are no better companies than the large caps when it comes to stability.
Large caps are all well-established companies with stable earnings and no extensive liabilities.
They are well-managed and have consistently performed across business cycles
They have the resources to not only weather the downturns and disturbances, but also emerge stronger from them
Long-term prospects for large caps are outstanding
So the risk associated with large caps is very low, and you can be assured of steady returns and dividends from them year after year.
However, there's something most people
don't know about large caps. . .
There's a strong belief among investors that large caps are virtually immune to any and all kinds of problems.
That's not really the case.
The truth is that even large cap stocks go through hardships from time to time.
The reasons could be anything like:
Change in the company's top management
Some new initiatives started by the company turning out to be failures
Fall in demand for the company's product in the market
Bad economy
...or anything else for that matter
When things like that happen, the demand for the large cap stock falls temporarily... bringing its price down and making it available to you at a discount!
This is when you need to act fast and grab the stock.
When you grab good companies for cheap, doubling or tripling your money with them becomes all the more easy.
Don't believe me?
Just see these 2 examples. . .
Example #1: Indian Hotels
This was a stock recommended at the height of the global crisis in November 2008.
High inflation, cost pressures, liquidity crisis and regulations concerning the real estate sector had made funding difficult. This coupled with unrealistically high land prices and government red tape was resulting in hotel projects taking longer to fructify.
The slowdown had also led to sharp declines in tourist traffic and room rates, and that too was impacting the company.
But we kept the long term picture in mind and expected the crisis to not have any material impact in the company's future over a 3 to 5 year period.
And the stock is up 93% since then.
Example #2: GSK Consumer
We recommended GSK Consumer in February 2009 when the Indian malted beverage market was seeing stiff competition from new entrants like Dabur and Hindustan Unilever.
In the midst of all this, GSK initiated a 7% price hike in its flagship brand 'Horlicks'. It also leveraged its brand power to launch new variants.
This firmed up our confidence in the company retaining its 70% market share. Plans to introduce products from its global parent's portfolio in oral care, energy drink and other segments over the next 3 to 4 years was the additional sweetener.
So we maintained that despite competition GSK Consumer would be able to leverage its brand power to emerge stronger and improve returns to shareholders.
The stock is up 270% since then.
The Real Reason Why People Avoid Large Caps
Regardless of what everybody says...
We believe the main reason why people avoid large caps is because they aren't aware of this unique, time-tested, highly effective way of making BIG returns from large cap stocks.
Why else would someone say no to triple-digit returns from safe large cap stocks?
Of course, others with vested interests (you know who) also force investors to believe that large caps cannot generate big returns...
Plus, ordinary investors usually won't have the resources to execute this method properly.
But whatever their reason for avoiding large caps, this gives YOU an excellent opportunity to multiply your money safely.
Since you're investing in large cap stocks using this approach, you need not feel that you're taking on too much risk.
Agreed that no investment is 100% guaranteed. Not even large caps!
But with the big companies, you can be confident that they will not disappear overnight and take your entire investment with them.
Moreover, this approach is based on the time-tested investing principle of being greedy when others are fearful, and fearful when others are greedy.
So if done correctly, it is certain to produce profitable results... as has been proved already in the examples presented to you.
But that said, not every large cap company
will be a good buy
You need to know exactly which big companies are likely to recover faster and make bigger returns for you... and of course, when is the right time to buy them.
And this is where Equitymaster comes in...
You see, we've got this Premium research service called StockSelect.
Simply stated...
If you're looking at building a portfolio of blue-chip stocks that could deliver steady returns over the long term, then StockSelect is the service you need to be signed up for.
StockSelect tells you which big companies are a "must-have" for your portfolio... and more importantly, it notifies you as and when they're available at attractive valuations.
It works on a simple principle - buying great companies at bargain prices and making staggering returns on them when the company grows rapidly in a few years.
So with StockSelect, you not only earn consistent dividends but also big returns from the large caps stocks we recommend.
Take Tata Steel for instance...
We recommended Tata Steel in December 2008, when the stock was trading a mammoth 80% lower than its 52-week highs!
The stock's underperformance then could be attributed to its balance sheet that had been loaded with debt on account of the leveraged buyout of Corus.
While we saw the concerns as being valid, we knew those were far too exaggerated. Our calculations showed that even if the company's earnings were to fall by 50%, there would still be enough cash flow for it to pay for its financial expenses on the debt.
So we remained confident that the company will come out of the downturn rather unscathed.
And the stock is up 269% since then.
Please understand that we make all our predictions with a 2-3 year period in mind.
However, in some situations, the markets get into action and bump up the stock price sooner than expected.
In other cases, a market crash leads to the stock price falling rapidly.
So our advice to you is that you ignore the near-term variations and focus only on what you could make in 2-3 years time.
Great companies always recover when the storm passes.
So if you buy the blue-chip stocks at the right time, you could easily make attractive returns over 2-3 years.
Why you can trust us to deliver
We're not stock brokers. We don't gain anything even if you buy the stocks we recommend.
However, our credibility... and more importantly, our income... depend on whether or not the stocks we recommend make you money.
Because if you don't make money from our recommendations, you will simply not renew your subscriptions. Furthermore, you'll also tell your friends not to sign up for our services.
We don't want that, and that's why we take extreme care while finalizing the stocks to recommend.
All our recommendations are supported by thorough research - we list out the reasons to buy and also the investment concerns that we foresee
We travel far and wide to meet companies before we put out reports on them
For each stock, we clearly state the target price and also the time horizon for achieving the same
That's exactly why over 907,500 registered members (of all Equitymaster services combined) trust us!
And there's one other thing...
I bet you too, like numerous other investors, were taken aback by the 'Satyam' fiasco and started wondering how many more companies of that sort are there in India.
Well, guess what?
Because we meet various companies face to face, do our due diligence and continuously track our recommendations... we reduce the risk of a Satyam like situation emerging in stocks that we recommend.
Here's what one subscriber had to say about our research...
"It's been 5 years since I have been a subscriber to all the products of Equitymaster (EM).
EM's "power to people" approach is what made me to associate with them initially. EM's honest, independent and consistent research on stocks is worth appreciating.
In short, I must say it has been a "rewarding" experience."
-- S R Samratt, a StockSelect subscriber since 2005
Another big reason why our research tends to be accurate
more often than not . . .
You see, most investors take the return on stock investment to be the key yardstick while deciding whether or not to buy a stock.
But legendary investors like Benjamin Graham and Warren Buffett have always maintained that 'evaluation of risks' should be given as much importance as 'estimation of returns'.
It is in this direction that our research team has developed the Equitymaster Risk Matrix or ERM which helps quantify the risk attached to a stock. The ERM is an integral part of our stock selection process.
Look, you probably understand that no two companies have the same degree of risk associated with them. Even if they operate in the same sector, their business dynamics, managements and valuations are different.
That's why it is important to evaluate the risk involved in each case separately...
And the ERM is designed just for that!
The ERM is a matrix designed to evaluate the key risks attached to a business, it financial history and its management. It ranks not just the company but also the sector in which it operates based on its relative risk profile.
When markets were at their nervous best in late 2008, our Buy recommendations on ACC, Tata Steel, Corporation Bank and Maruti Suzuki were backed by our confidence in the low risk profile of these companies as shown by ERM.
As expected, these stocks went on to multiply our subscribers' wealth several times.
Again, it is the same ERM that we rely on to quantify the risks we believe subscribers need to be cautioned about while recommending a 'Sell'.
"In 2007, Equitymaster was probably the only research house which will give most of HOLD or SELL recommendations rather than BUY reports and everyone knows what happened after that. I feel to be proud subscriber of equitymaster seeing again that you still are not afraid of giving the right opinion irrespective of market moods. Great Job!!!
At the same time in 2007 there were some brokers who will say BUY on every damn stock and stopped releasing updates when market tanked. They are doing similar thing now again giving BUY target on every damn stock. Old habits die hard."
-- Deepak Aggarwal, StockSelect subscriber since 2007
Given the complex operating environment that Indian business are aspiring to be a part of, we believe the ERM can offer immense value to investors seeking to maximize their long term returns by without taking on too much risk.
"I am a subscriber to these services for the past five years. I realized the value of fundamentals for investment decisions only after I started using the services of equitymaster.com.
Earlier, my decisions used to be based on "tips" or "advice from friends" etc.; Equitymaster taught me to base them on business fundamentals.
One very good quality of your organization is that I never have even 5% of doubt about your unbiased approach and your integrity to the retail investors.
Overall, I value the services offered by Equitymaster.com and I acknowledge their contribution to make my investment decisions more scientific."
-- Satish Pendse, a StockSelect Subscriber since 2003
But I won't lie to you -
Sometimes we make mistakes too
Like I said before, StockSelect has an accuracy rate of 82.5%.
That means for every 6 large caps stocks we recommend through StockSelect, 5 hit their target.
So there's 1 stock out of every 6 that does not perform as expected.
Now, there's no doubt that we recommend a stock only when it meets all the required parameters.
But sometimes... despite having all those valid reasons for recommending the stocks... the assumptions we make turn out to be incorrect.
For example, here are 2 stocks that didn't do like we expected them to...
1) Raymond:
The Indian textile industry had just broken the shackles of the quota regime. The government's benign subsidized loan scheme for this sector made it more appealing. What better time to recommend one of the most established names in Indian textile manufacturing and retailing? This was the thought behind our 'HOLD' recommendation on Raymond way back in September 2006.
The company then had a reasonable debt to equity of 0.7 times and net profit margin of 15% which was one of the best in the sector. Since then the stock corrected by 67% (on a point to point basis) until we recommended a Sell on it in September 2008.
Despite having recovered India's largest and technologically most advanced manuthe stock is down 16% from the price at which we recommended a HOLD.
While our judgment of the management's ability to takeoff the joint ventures with foreign partners was faulty, forex losses on sales as well as external borrowings aggravated the matter.
Economic recovery in the developed markets too did not shape up too well over the last two years. The management still remains quite unsure of where its focus lies.
2) Punj Lloyd:
We had recommended Punj Lloyd in 2008 backed by our optimistic assumption about the company consolidating its position as the second largest engineering and construction player in India. Its foray into the oil and gas pipeline business was especially encouraging.
We expected the company would grow due to a strong demand from sectors like pipelines and terminals, aggressive forays into newer segments, and execution of large scale domestic and international projects.
But unfortunately execution delays and cost overruns marred the performance of the company. Our attempts to meet the management to get some clarity on the future direction of the business were also in vain.
In addition to this, after some change in the senior management, the new members seem very reluctant to share the long term outlook for the company. Finally we asked our subscribers to stay away from the stock.
Meanwhile the stock never came back to the recommended levels and the company's problems are far from being resolved. And today, the stock is down 65% from initial recommended levels.
The truth is, despite making all the efforts to be as accurate as possible, there will always be factors that we can't control.
But all said and done, you can rest assured that when you receive a research note from us, it is our honest opinion about the stock - based on certain time-tested criteria and assumptions.
"I would want to acknowledge the fact that Equitymaster is ACTUALLY REALLY GENUINE in its research, SELFLESS and not giving recommendations with a HERD mentality !! Like some magazines and news channels do..."
-- Nishank Mehta, a subscriber since 2009
So here's what all you get by subscribing to StockSelect. . .
52 Blue-chip Recommendations in a year
Every Friday, we'll send you a StockSelect report recommending a Buy/Hold/Sell on one large cap company.
In this report, we will provide you detailed and extensive analysis of the company along with our expert opinions.
Look...
Even though large cap companies are a dime a dozen, it's still important to know which stocks are the right stocks and what is the right price and time to buy these stocks.
StockSelect tells you just that!
Consider the case of Bharat Forge...
Bharat Forge is one of India's largest and technologically most advanced manufacturers of Forged & Machined components...
We recommended this stock in April 2009. The company was then facing serious issue on the balance sheet front as it had loaded the same with debt.
Our view was that the company was soon to get a return on the expansion it made using this debt. We expected the company's domestic operations as well as foray into other segments to minimize the impact that sharply lower exports were having on its overall business.
While we agreed that the company was no doubt struggling to grow at rates that it has managed to do in the past, we thought the fall in stock price was much exaggerated.
And the stock is up 251% since we recommended it.
By subscribing to StockSelect, you'll be notified of 52 exciting Blue-chip Buy/Sell/Hold opportunities at the right time.
You can then explore the opportunities further if you like, and pick a final list of blue-chip stocks to invest in.
In addition to these, we also release special reports from time to time on attractive large caps opportunities.
Fast action takers will benefit from these reports also.
"As regards the positives....the reports are very comprehensive, logical and the analyst seems to have a good understanding of the industry and the firms biz model which I have found lacking in most other reports and recommendations that I come across.
Also it compares the company with their peers too in the market. These days whenever I think investment in stocks ...my 9 year old son Chirag has an opinion but he also insists that I look up the opinion of Equitymaster too !!!..
So you see your team has a lot of credibility not just in this generation but also in the future generation."
-- Tarun Malkani, a StockSelect Subscriber since 2007
Ongoing Research on
The Companies Recommended. . .
And we don't just recommend some companies and forget about them.
At the end of each quarter we review all the stocks that we recommended during the six month period prior to that.
We provide subscribers our latest analysis on all those recommendations... and whether we maintain our views on them or have changed the same.
We illustrate in detail our reasons for maintaining the stance or change in stance, and finally summarize all of those into a table as you can see below:
Apart from these quarterly reviews, another thing that forms part of the "ongoing coverage" is the Quarterly Result Analysis that we write for all companies under coverage... wherein we also mention whether the results are in line with our estimates or not, and whether we maintain our view on the stock or not.
Given that the markets are likely to remain bumpy for some more time, this kind of information can come in very handy.
Here's what one subscriber had to say about our review reports...
"I appreciate your dedication in giving periodic reviews and outlook/current recommendations. This is a stand out feature in your basket!"
-- Srinivasan S, a StockSelect Subscriber since 2008
S-Features
These are articles and reports that are available to our premium subscribers only.
We release over 800 of them every year.
You might understand that there a lot of factors influencing the stock price, most of which need to be monitored regularly. So from time to time, we release instant reports and updates on various companies.
These articles include excerpts of management meetings, extracts of conference calls, updates on the happenings in a company and our personal views on it, and so on.
This is all "unadulterated" information and it will serve as a valuable input for your investment decision.
The Portfolio Tracker
The Portfolio Tracker is an online utility that helps you track all your equity and mutual fund investments in one place! It's online, and is available to you 24 hrs a day.
You just have to enter the details of stocks or mutual funds owned by you ONCE... and Portfolio Tracker will show you what your entire portfolio is worth AT THAT MOMENT anytime you log into it.
Furthermore...
You can set your account to send you automatic end-of-week and end-of-month performance updates for all your portfolios.
You can set up priced based alerts for all the stocks that you own (and also the stocks that you don't own but only wish to track).
Plus, you can also track your SIPs and get NAV alerts for the mutual fund schemes with Portfolio Tracker now
But wait...
What makes the Portfolio Tracker the indispensable tool that it is are the intelligent reports that come along with it.
You see, we at Equitymaster have spent a considerable amount of time trying to understand how the fund managers who invest for the long-term track and review their portfolios.
And it is the relevant learnings from this exercise that we have translated into reports.
In a nutshell, these reports help you answer questions like -
Should you be buying stocks from the automobile sector or the consumer products sector? Do you have too much of cement stocks in your portfolio?
Which stocks deserve your maximum attention?
Is the construction of your portfolio in line with what a smart fund manager would have?
...and so on
Here's what one long-time user had to say about Portfolio Tracker:
"I have been using the Equitymaster Portfolio Tracker since 2002 and have found it very useful to track my investments, and also to carry out meaningful analysis.
Moreover, what is equally important, I have found the team at Equitymaster extremely responsive.
This applies both to requests for the inclusion of new Mutual Fund Schemes/Scrips as also designing new reports."
-- Jose Rodrigues, a member since 2002
The Portfolio Tracker usually costs Rs 330 for a year. But by subscribing to StockSelect, you get it absolutely FREE.
"How to Plan Your Equity Portfolio":
Our Recently Released Asset Allocation Guide
Our experience shows us that a majority of new investors fall into two main categories:
Those that primarily aim for big returns and often take unnecessarily risks to achieve the same
Those that are overly particular about safety and often forgo excellent money-making opportunities just because there's a slight bit of risk involved
The truth is... if you want to make to lead a RICH and HAPPY life with the money you make from your stock investments, you must learn to tread the middle path between the two.
Therefore our intention through this guide is to help you allocate your investments properly... to not just give you a chance of maximizing your stock market returns but also keep the risk involved to a minimum.
So after reading this guide, you will FINALLY know how to distribute your investments between large, mid and small caps stock... apart from a lot of other things.
And this guide, too, will be available to you FREE when you subscribe to StockSelect.
The Equitymaster Yearbook 2011 (PDF Version):
Be among the first to get it
An extremely popular publication, the Equitymaster Yearbook, is a guide consisting of financial analysis and business profiles of the leading 200 companies in India.
It helps you understand the long-term trends associated with each company and sector, and thereby plan your investments intelligently.
For each of the 200 selected companies, the Yearbook provides a full page of financial and other important data, conveniently tabulated under relevant headings with a host of important ratios.
And apart from this, you also have detailed notes on over 20 sectors, the Indian economy, mutual funds and a lot more.
Simply put, this Yearbook offers accurate, unbiased and detailed data on leading companies, sectors and economy all in one place... and there's no other resource that offers all this information together.
That's why it's something every investor must have.
The Yearbook costs Rs 750 to buy separately. But if you subscribe to Equitymaster through this offer, you will get the PDF version of this Yearbook absolutely FREE.
Free subscription to
The Daily Reckoning . . .
Are you someone who's interested in monitoring or even investing in the global markets?
Now you can read what knowledgeable investors across the globe read every single day for global market analysis and investment ideas.
Yes, we are delighted to bring you 'The Daily Reckoning', a daily financial e-column by Bill Bonner, Publisher and Editor, and three-time New York Times best-selling author.
The Daily Reckoning is published every day in 3 languages from offices in 6 countries - US, UK, Australia, France, Germany, South Africa.
Now, it's India's turn... and your turn to get it for FREE!
When you subscribe to StockSelect, you automatically get a free subscription to the Daily Reckoning also.
- - - And I've saved the best news for last - - -
You might be thinking all this would cost a lot, but no!
The price of StockSelect is normally Rs 5,000 per year, which is anyway not much to pay for a service like this.
But for the next few days (till 28th February,2011), you can subscribe to StockSelect for Rs 2,450 only.
At more than half-off!
And, you can sign up at this highly discounted price and test-drive StockSelect for a full 30 days.
If you don't like it, get in touch with us before the 31st day, and we'll refund the full fee you paid. That's a promise!
However, you must act quickly.
This offer will close at 5PM on the 28th of February. And after that, the subscription price of StockSelect will also go back up to the usual Rs 5,000.
So to summarize, here's all you get by signing up to StockSelect...
StockSelect subscription for Rs 2,450 only... (less than 50% of actual price)
Equitymaster Yearbook 2011 (PDF Version) worth Rs 750
Special Reports from time to time
Quarterly reviews of our recommendations
S-Features
The NEW Portfolio Tracker
Our Special report - "How to Plan Your Equity Portfolio"
FREE subscription to 'The Daily Reckoning'
Try StockSelect without any risk. . .
Look, StockSelect has an extremely good success rate of 82.5%, and you'll also be investing in the some of the market's safest stocks by subscribing to it.
Plus, you've also got nothing to lose...
If you make use of this offer, you can subscribe to StockSelect at a highly discounted price, and try the service for 30 days without risk.
During this one month, you'll get 4 current issues of StockSelect... plus access to archives of all the previous issues.
After going through the current and past issues, you should have a good idea of whether StockSelect is for you or not.
If you don't like what you see, just let us know before the 31st day and we will refund the entire price - no questions asked.
So you have at least 2 good reasons to sign up for StockSelect NOW:
To get your subscription to StockSelect for just Rs 2,450 instead of the usual price of Rs 5,000
To get access to our extremely popular Equitymaster Yearbook 2011 costing Rs 750 for FREE
Why delay any more?
[Sign up now! Click here]
Regards,
Rahul Goel
Chief Executive Officer
Equitymaster.com
P.S.: This offer will close at 5 PM on 28th of February. So sign up before then to get...
Subscription to StockSelect for just Rs 2,450 (usual price = Rs 5,000)
A free copy of the new Equitymaster Yearbook 2011 (PDF version) worth Rs 750
Our Special guide - "How to Plan Your Equity Portfolio"
...and much more!
P.P.S.: There's a 30-day money back guarantee on this offer. So sign up and at least see what StockSelect is all about. If you don't like it, we'll give you a FULL refund anyway.
P.P.P.S.: Here's what another subscriber has to say...
"I am a subscriber to StockSelect, MidcapSelect & Hidden Treasure.
Equitymaster has really shown its skill in finding the PICKS much before others do.
I know that it is not so easy for an analyst to 'pick up' ahead of others always.
BUT YOUR RESULTS INDICATE THAT THE TEAM WORKS HARD."
This is a BIG investment bank... people who you should closely follow and listen to. The so-called "experts".
Why? Because every time they make such calls, it's usually a great time to buy stocks.
But not just any stocks... only blue chip stocks that are available for dirt cheap.
And to know exactly how you go about doing that, just read on...
Warm regards,
Rahul Goel
CEO, Equitymaster.com
Ignore what your stock broker, your friend and the "talking heads" on TV tell you, and...
Get Rich with
Safe Stocks
Some of these 'Safe Stocks' previously
surged 28 times... 33 times...
And one even jumped 53 times!
Dear Investor,
Blue-chips, or Safe Stocks as they are often called, are known for providing stability and consistent returns.
But please take a look at this now...
Company Name Returns (%)
Asian Paints 133% in 15months
Crompton Greaves 107% in 17 months
Hindalco 132% in 15 months
TCS 94% in 14 months
These are just some of the returns that members of a very privileged group have made - and consistently make - from some of the market's safest stocks.
And I'm going to reveal all about this group in the next few minutes... including their recent stock picks.
In fact, of all the stocks that were recommended for purchase to this group, 82.5% hit their mark.
I know your initial reaction is probably that this number is too good to be true. To tell you the truth, I felt exactly the same way when I saw the report on the track record.
But I even got it cross checked by an independent auditor. And as it turned out, it's absolutely true.
I will shortly share with you complete details about the track record, including the stock picks that did not work out.
But before that, there's something else you should know...
You've been lied to. . .
You see, if you're like most other investors out there, you too were made to believe that there are basically only two kinds of stocks:
1) Safe low-return stocks
2) Risky high-return stocks
If you wanted bigger returns, you were told that there's no other option but to invest in stocks that involve at least some amount of risk.
Or else, just settle for the dividends and small returns that the safe stocks gave you.
What if I told you now that Safe Stocks can make you triple-digit returns also?
It's true!
And how big could these returns possibly be?
Well, let me give you 3 examples...
We recommended L&T on 5th November, 2002 when it was selling at Rs 48*. And when we gave a SELL on it in March 2010, it had risen a whopping 3,275%.
Similarly, Voltas too, which we recommended on 30th June, 2003 returned 2,840% until August 2010 when we gave a SELL on it.
Then we recommended Titan on 21st July, 2003 when it was selling at Rs 67*. Today the same stock is priced at Rs 3,601.
An increase of 5,275%... and we haven't recommended a SELL on Titan yet.
(*Recommendation prices have been adjusted for bonuses and stock splits over the years)
You might say - Such big returns
don't happen every time
Agreed!
But you can make at least double your money from safe stocks consistently, if not more.
You already saw 3 stocks before that generated 100% or more returns in less than 2 years.
Apart from those...
Tata Steel gave 269% in 24 months
Bharat Forge gave 251% in 20 months
Tata Motors gave 129% in 13 months
And there are many, MANY more stocks like these.
So why settle for just tiny returns and dividends, when you can make 100% or more from SAFE large cap stocks easily?
All you need to do is hold the stocks for 2-3 years...
Oh and, you'll also need to do one other thing that most investors don't!
What books, schools or brokers will NOT teach you. . .
What I'm about to tell you now will be in complete contradiction to what you hear usually.
You won't hear this from your investor friend, your stock broker or your fund manager. And you also won't read about it in any financial magazine or see it on television investing news.
Listen...
Ever since you got into stocks, you must have had many people tell you that you should always see what the other investors are doing and take cues!
In other words... if a lot of investors are buying a stock, you can safely assume the stock is a good one and buy it.
And if a lot of investors are selling a certain stock, you can take it that the stock has turned bad and sell it away or refrain from buying it.
But while you may think that you'll become rich investing in stocks this way, the truth is you won't get anywhere doing what everybody else is doing.
On the contrary, you'll just end up like most of the investors who are forced to settle for meagre returns and never make the kind of money they want from stocks.
To make more money than other investors
You have to do what most other investors won't do
Invest in companies that everybody else is avoiding.
Don't get me wrong - I'm not telling you to invest in bad stocks. People are obviously avoiding them for a reason.
But sometimes, even perfectly good stocks get ignored due to some misconceptions. Those are the companies I'm telling you to go after.
Let me explain...
See, we all know there are no better companies than the large caps when it comes to stability.
Large caps are all well-established companies with stable earnings and no extensive liabilities.
They are well-managed and have consistently performed across business cycles
They have the resources to not only weather the downturns and disturbances, but also emerge stronger from them
Long-term prospects for large caps are outstanding
So the risk associated with large caps is very low, and you can be assured of steady returns and dividends from them year after year.
However, there's something most people
don't know about large caps. . .
There's a strong belief among investors that large caps are virtually immune to any and all kinds of problems.
That's not really the case.
The truth is that even large cap stocks go through hardships from time to time.
The reasons could be anything like:
Change in the company's top management
Some new initiatives started by the company turning out to be failures
Fall in demand for the company's product in the market
Bad economy
...or anything else for that matter
When things like that happen, the demand for the large cap stock falls temporarily... bringing its price down and making it available to you at a discount!
This is when you need to act fast and grab the stock.
When you grab good companies for cheap, doubling or tripling your money with them becomes all the more easy.
Don't believe me?
Just see these 2 examples. . .
Example #1: Indian Hotels
This was a stock recommended at the height of the global crisis in November 2008.
High inflation, cost pressures, liquidity crisis and regulations concerning the real estate sector had made funding difficult. This coupled with unrealistically high land prices and government red tape was resulting in hotel projects taking longer to fructify.
The slowdown had also led to sharp declines in tourist traffic and room rates, and that too was impacting the company.
But we kept the long term picture in mind and expected the crisis to not have any material impact in the company's future over a 3 to 5 year period.
And the stock is up 93% since then.
Example #2: GSK Consumer
We recommended GSK Consumer in February 2009 when the Indian malted beverage market was seeing stiff competition from new entrants like Dabur and Hindustan Unilever.
In the midst of all this, GSK initiated a 7% price hike in its flagship brand 'Horlicks'. It also leveraged its brand power to launch new variants.
This firmed up our confidence in the company retaining its 70% market share. Plans to introduce products from its global parent's portfolio in oral care, energy drink and other segments over the next 3 to 4 years was the additional sweetener.
So we maintained that despite competition GSK Consumer would be able to leverage its brand power to emerge stronger and improve returns to shareholders.
The stock is up 270% since then.
The Real Reason Why People Avoid Large Caps
Regardless of what everybody says...
We believe the main reason why people avoid large caps is because they aren't aware of this unique, time-tested, highly effective way of making BIG returns from large cap stocks.
Why else would someone say no to triple-digit returns from safe large cap stocks?
Of course, others with vested interests (you know who) also force investors to believe that large caps cannot generate big returns...
Plus, ordinary investors usually won't have the resources to execute this method properly.
But whatever their reason for avoiding large caps, this gives YOU an excellent opportunity to multiply your money safely.
Since you're investing in large cap stocks using this approach, you need not feel that you're taking on too much risk.
Agreed that no investment is 100% guaranteed. Not even large caps!
But with the big companies, you can be confident that they will not disappear overnight and take your entire investment with them.
Moreover, this approach is based on the time-tested investing principle of being greedy when others are fearful, and fearful when others are greedy.
So if done correctly, it is certain to produce profitable results... as has been proved already in the examples presented to you.
But that said, not every large cap company
will be a good buy
You need to know exactly which big companies are likely to recover faster and make bigger returns for you... and of course, when is the right time to buy them.
And this is where Equitymaster comes in...
You see, we've got this Premium research service called StockSelect.
Simply stated...
If you're looking at building a portfolio of blue-chip stocks that could deliver steady returns over the long term, then StockSelect is the service you need to be signed up for.
StockSelect tells you which big companies are a "must-have" for your portfolio... and more importantly, it notifies you as and when they're available at attractive valuations.
It works on a simple principle - buying great companies at bargain prices and making staggering returns on them when the company grows rapidly in a few years.
So with StockSelect, you not only earn consistent dividends but also big returns from the large caps stocks we recommend.
Take Tata Steel for instance...
We recommended Tata Steel in December 2008, when the stock was trading a mammoth 80% lower than its 52-week highs!
The stock's underperformance then could be attributed to its balance sheet that had been loaded with debt on account of the leveraged buyout of Corus.
While we saw the concerns as being valid, we knew those were far too exaggerated. Our calculations showed that even if the company's earnings were to fall by 50%, there would still be enough cash flow for it to pay for its financial expenses on the debt.
So we remained confident that the company will come out of the downturn rather unscathed.
And the stock is up 269% since then.
Please understand that we make all our predictions with a 2-3 year period in mind.
However, in some situations, the markets get into action and bump up the stock price sooner than expected.
In other cases, a market crash leads to the stock price falling rapidly.
So our advice to you is that you ignore the near-term variations and focus only on what you could make in 2-3 years time.
Great companies always recover when the storm passes.
So if you buy the blue-chip stocks at the right time, you could easily make attractive returns over 2-3 years.
Why you can trust us to deliver
We're not stock brokers. We don't gain anything even if you buy the stocks we recommend.
However, our credibility... and more importantly, our income... depend on whether or not the stocks we recommend make you money.
Because if you don't make money from our recommendations, you will simply not renew your subscriptions. Furthermore, you'll also tell your friends not to sign up for our services.
We don't want that, and that's why we take extreme care while finalizing the stocks to recommend.
All our recommendations are supported by thorough research - we list out the reasons to buy and also the investment concerns that we foresee
We travel far and wide to meet companies before we put out reports on them
For each stock, we clearly state the target price and also the time horizon for achieving the same
That's exactly why over 907,500 registered members (of all Equitymaster services combined) trust us!
And there's one other thing...
I bet you too, like numerous other investors, were taken aback by the 'Satyam' fiasco and started wondering how many more companies of that sort are there in India.
Well, guess what?
Because we meet various companies face to face, do our due diligence and continuously track our recommendations... we reduce the risk of a Satyam like situation emerging in stocks that we recommend.
Here's what one subscriber had to say about our research...
"It's been 5 years since I have been a subscriber to all the products of Equitymaster (EM).
EM's "power to people" approach is what made me to associate with them initially. EM's honest, independent and consistent research on stocks is worth appreciating.
In short, I must say it has been a "rewarding" experience."
-- S R Samratt, a StockSelect subscriber since 2005
Another big reason why our research tends to be accurate
more often than not . . .
You see, most investors take the return on stock investment to be the key yardstick while deciding whether or not to buy a stock.
But legendary investors like Benjamin Graham and Warren Buffett have always maintained that 'evaluation of risks' should be given as much importance as 'estimation of returns'.
It is in this direction that our research team has developed the Equitymaster Risk Matrix or ERM which helps quantify the risk attached to a stock. The ERM is an integral part of our stock selection process.
Look, you probably understand that no two companies have the same degree of risk associated with them. Even if they operate in the same sector, their business dynamics, managements and valuations are different.
That's why it is important to evaluate the risk involved in each case separately...
And the ERM is designed just for that!
The ERM is a matrix designed to evaluate the key risks attached to a business, it financial history and its management. It ranks not just the company but also the sector in which it operates based on its relative risk profile.
When markets were at their nervous best in late 2008, our Buy recommendations on ACC, Tata Steel, Corporation Bank and Maruti Suzuki were backed by our confidence in the low risk profile of these companies as shown by ERM.
As expected, these stocks went on to multiply our subscribers' wealth several times.
Again, it is the same ERM that we rely on to quantify the risks we believe subscribers need to be cautioned about while recommending a 'Sell'.
"In 2007, Equitymaster was probably the only research house which will give most of HOLD or SELL recommendations rather than BUY reports and everyone knows what happened after that. I feel to be proud subscriber of equitymaster seeing again that you still are not afraid of giving the right opinion irrespective of market moods. Great Job!!!
At the same time in 2007 there were some brokers who will say BUY on every damn stock and stopped releasing updates when market tanked. They are doing similar thing now again giving BUY target on every damn stock. Old habits die hard."
-- Deepak Aggarwal, StockSelect subscriber since 2007
Given the complex operating environment that Indian business are aspiring to be a part of, we believe the ERM can offer immense value to investors seeking to maximize their long term returns by without taking on too much risk.
"I am a subscriber to these services for the past five years. I realized the value of fundamentals for investment decisions only after I started using the services of equitymaster.com.
Earlier, my decisions used to be based on "tips" or "advice from friends" etc.; Equitymaster taught me to base them on business fundamentals.
One very good quality of your organization is that I never have even 5% of doubt about your unbiased approach and your integrity to the retail investors.
Overall, I value the services offered by Equitymaster.com and I acknowledge their contribution to make my investment decisions more scientific."
-- Satish Pendse, a StockSelect Subscriber since 2003
But I won't lie to you -
Sometimes we make mistakes too
Like I said before, StockSelect has an accuracy rate of 82.5%.
That means for every 6 large caps stocks we recommend through StockSelect, 5 hit their target.
So there's 1 stock out of every 6 that does not perform as expected.
Now, there's no doubt that we recommend a stock only when it meets all the required parameters.
But sometimes... despite having all those valid reasons for recommending the stocks... the assumptions we make turn out to be incorrect.
For example, here are 2 stocks that didn't do like we expected them to...
1) Raymond:
The Indian textile industry had just broken the shackles of the quota regime. The government's benign subsidized loan scheme for this sector made it more appealing. What better time to recommend one of the most established names in Indian textile manufacturing and retailing? This was the thought behind our 'HOLD' recommendation on Raymond way back in September 2006.
The company then had a reasonable debt to equity of 0.7 times and net profit margin of 15% which was one of the best in the sector. Since then the stock corrected by 67% (on a point to point basis) until we recommended a Sell on it in September 2008.
Despite having recovered India's largest and technologically most advanced manuthe stock is down 16% from the price at which we recommended a HOLD.
While our judgment of the management's ability to takeoff the joint ventures with foreign partners was faulty, forex losses on sales as well as external borrowings aggravated the matter.
Economic recovery in the developed markets too did not shape up too well over the last two years. The management still remains quite unsure of where its focus lies.
2) Punj Lloyd:
We had recommended Punj Lloyd in 2008 backed by our optimistic assumption about the company consolidating its position as the second largest engineering and construction player in India. Its foray into the oil and gas pipeline business was especially encouraging.
We expected the company would grow due to a strong demand from sectors like pipelines and terminals, aggressive forays into newer segments, and execution of large scale domestic and international projects.
But unfortunately execution delays and cost overruns marred the performance of the company. Our attempts to meet the management to get some clarity on the future direction of the business were also in vain.
In addition to this, after some change in the senior management, the new members seem very reluctant to share the long term outlook for the company. Finally we asked our subscribers to stay away from the stock.
Meanwhile the stock never came back to the recommended levels and the company's problems are far from being resolved. And today, the stock is down 65% from initial recommended levels.
The truth is, despite making all the efforts to be as accurate as possible, there will always be factors that we can't control.
But all said and done, you can rest assured that when you receive a research note from us, it is our honest opinion about the stock - based on certain time-tested criteria and assumptions.
"I would want to acknowledge the fact that Equitymaster is ACTUALLY REALLY GENUINE in its research, SELFLESS and not giving recommendations with a HERD mentality !! Like some magazines and news channels do..."
-- Nishank Mehta, a subscriber since 2009
So here's what all you get by subscribing to StockSelect. . .
52 Blue-chip Recommendations in a year
Every Friday, we'll send you a StockSelect report recommending a Buy/Hold/Sell on one large cap company.
In this report, we will provide you detailed and extensive analysis of the company along with our expert opinions.
Look...
Even though large cap companies are a dime a dozen, it's still important to know which stocks are the right stocks and what is the right price and time to buy these stocks.
StockSelect tells you just that!
Consider the case of Bharat Forge...
Bharat Forge is one of India's largest and technologically most advanced manufacturers of Forged & Machined components...
We recommended this stock in April 2009. The company was then facing serious issue on the balance sheet front as it had loaded the same with debt.
Our view was that the company was soon to get a return on the expansion it made using this debt. We expected the company's domestic operations as well as foray into other segments to minimize the impact that sharply lower exports were having on its overall business.
While we agreed that the company was no doubt struggling to grow at rates that it has managed to do in the past, we thought the fall in stock price was much exaggerated.
And the stock is up 251% since we recommended it.
By subscribing to StockSelect, you'll be notified of 52 exciting Blue-chip Buy/Sell/Hold opportunities at the right time.
You can then explore the opportunities further if you like, and pick a final list of blue-chip stocks to invest in.
In addition to these, we also release special reports from time to time on attractive large caps opportunities.
Fast action takers will benefit from these reports also.
"As regards the positives....the reports are very comprehensive, logical and the analyst seems to have a good understanding of the industry and the firms biz model which I have found lacking in most other reports and recommendations that I come across.
Also it compares the company with their peers too in the market. These days whenever I think investment in stocks ...my 9 year old son Chirag has an opinion but he also insists that I look up the opinion of Equitymaster too !!!..
So you see your team has a lot of credibility not just in this generation but also in the future generation."
-- Tarun Malkani, a StockSelect Subscriber since 2007
Ongoing Research on
The Companies Recommended. . .
And we don't just recommend some companies and forget about them.
At the end of each quarter we review all the stocks that we recommended during the six month period prior to that.
We provide subscribers our latest analysis on all those recommendations... and whether we maintain our views on them or have changed the same.
We illustrate in detail our reasons for maintaining the stance or change in stance, and finally summarize all of those into a table as you can see below:
Apart from these quarterly reviews, another thing that forms part of the "ongoing coverage" is the Quarterly Result Analysis that we write for all companies under coverage... wherein we also mention whether the results are in line with our estimates or not, and whether we maintain our view on the stock or not.
Given that the markets are likely to remain bumpy for some more time, this kind of information can come in very handy.
Here's what one subscriber had to say about our review reports...
"I appreciate your dedication in giving periodic reviews and outlook/current recommendations. This is a stand out feature in your basket!"
-- Srinivasan S, a StockSelect Subscriber since 2008
S-Features
These are articles and reports that are available to our premium subscribers only.
We release over 800 of them every year.
You might understand that there a lot of factors influencing the stock price, most of which need to be monitored regularly. So from time to time, we release instant reports and updates on various companies.
These articles include excerpts of management meetings, extracts of conference calls, updates on the happenings in a company and our personal views on it, and so on.
This is all "unadulterated" information and it will serve as a valuable input for your investment decision.
The Portfolio Tracker
The Portfolio Tracker is an online utility that helps you track all your equity and mutual fund investments in one place! It's online, and is available to you 24 hrs a day.
You just have to enter the details of stocks or mutual funds owned by you ONCE... and Portfolio Tracker will show you what your entire portfolio is worth AT THAT MOMENT anytime you log into it.
Furthermore...
You can set your account to send you automatic end-of-week and end-of-month performance updates for all your portfolios.
You can set up priced based alerts for all the stocks that you own (and also the stocks that you don't own but only wish to track).
Plus, you can also track your SIPs and get NAV alerts for the mutual fund schemes with Portfolio Tracker now
But wait...
What makes the Portfolio Tracker the indispensable tool that it is are the intelligent reports that come along with it.
You see, we at Equitymaster have spent a considerable amount of time trying to understand how the fund managers who invest for the long-term track and review their portfolios.
And it is the relevant learnings from this exercise that we have translated into reports.
In a nutshell, these reports help you answer questions like -
Should you be buying stocks from the automobile sector or the consumer products sector? Do you have too much of cement stocks in your portfolio?
Which stocks deserve your maximum attention?
Is the construction of your portfolio in line with what a smart fund manager would have?
...and so on
Here's what one long-time user had to say about Portfolio Tracker:
"I have been using the Equitymaster Portfolio Tracker since 2002 and have found it very useful to track my investments, and also to carry out meaningful analysis.
Moreover, what is equally important, I have found the team at Equitymaster extremely responsive.
This applies both to requests for the inclusion of new Mutual Fund Schemes/Scrips as also designing new reports."
-- Jose Rodrigues, a member since 2002
The Portfolio Tracker usually costs Rs 330 for a year. But by subscribing to StockSelect, you get it absolutely FREE.
"How to Plan Your Equity Portfolio":
Our Recently Released Asset Allocation Guide
Our experience shows us that a majority of new investors fall into two main categories:
Those that primarily aim for big returns and often take unnecessarily risks to achieve the same
Those that are overly particular about safety and often forgo excellent money-making opportunities just because there's a slight bit of risk involved
The truth is... if you want to make to lead a RICH and HAPPY life with the money you make from your stock investments, you must learn to tread the middle path between the two.
Therefore our intention through this guide is to help you allocate your investments properly... to not just give you a chance of maximizing your stock market returns but also keep the risk involved to a minimum.
So after reading this guide, you will FINALLY know how to distribute your investments between large, mid and small caps stock... apart from a lot of other things.
And this guide, too, will be available to you FREE when you subscribe to StockSelect.
The Equitymaster Yearbook 2011 (PDF Version):
Be among the first to get it
An extremely popular publication, the Equitymaster Yearbook, is a guide consisting of financial analysis and business profiles of the leading 200 companies in India.
It helps you understand the long-term trends associated with each company and sector, and thereby plan your investments intelligently.
For each of the 200 selected companies, the Yearbook provides a full page of financial and other important data, conveniently tabulated under relevant headings with a host of important ratios.
And apart from this, you also have detailed notes on over 20 sectors, the Indian economy, mutual funds and a lot more.
Simply put, this Yearbook offers accurate, unbiased and detailed data on leading companies, sectors and economy all in one place... and there's no other resource that offers all this information together.
That's why it's something every investor must have.
The Yearbook costs Rs 750 to buy separately. But if you subscribe to Equitymaster through this offer, you will get the PDF version of this Yearbook absolutely FREE.
Free subscription to
The Daily Reckoning . . .
Are you someone who's interested in monitoring or even investing in the global markets?
Now you can read what knowledgeable investors across the globe read every single day for global market analysis and investment ideas.
Yes, we are delighted to bring you 'The Daily Reckoning', a daily financial e-column by Bill Bonner, Publisher and Editor, and three-time New York Times best-selling author.
The Daily Reckoning is published every day in 3 languages from offices in 6 countries - US, UK, Australia, France, Germany, South Africa.
Now, it's India's turn... and your turn to get it for FREE!
When you subscribe to StockSelect, you automatically get a free subscription to the Daily Reckoning also.
- - - And I've saved the best news for last - - -
You might be thinking all this would cost a lot, but no!
The price of StockSelect is normally Rs 5,000 per year, which is anyway not much to pay for a service like this.
But for the next few days (till 28th February,2011), you can subscribe to StockSelect for Rs 2,450 only.
At more than half-off!
And, you can sign up at this highly discounted price and test-drive StockSelect for a full 30 days.
If you don't like it, get in touch with us before the 31st day, and we'll refund the full fee you paid. That's a promise!
However, you must act quickly.
This offer will close at 5PM on the 28th of February. And after that, the subscription price of StockSelect will also go back up to the usual Rs 5,000.
So to summarize, here's all you get by signing up to StockSelect...
StockSelect subscription for Rs 2,450 only... (less than 50% of actual price)
Equitymaster Yearbook 2011 (PDF Version) worth Rs 750
Special Reports from time to time
Quarterly reviews of our recommendations
S-Features
The NEW Portfolio Tracker
Our Special report - "How to Plan Your Equity Portfolio"
FREE subscription to 'The Daily Reckoning'
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Wednesday, September 1, 2010
life is realtive
Life is 100% relative to your situation. Your life is built on your expectation. What you expect from a situation will determine whether or not you will be let down or amazed. For instance, if you’re going see a movie and someone tells you it’s a great movie, and all you hear about it is how good it is. You go to see it and it doesn’t live up to your expectations. Well, your then a little let down even if the movie was pretty good. Every aspect of life is like that.
If you’re going through a tough or bad situation it feels so much better when things get better. The tougher or harder the situation the better it feels later. I myself have gone through it time and time again, and I don’t expect it to stop. I just live for the good times and survive through the bad times. For me things are a little more extreme mainly because I am bipolar. So, the good times are really good and the bad times are tough.
If you’re going through a tough or bad situation it feels so much better when things get better. The tougher or harder the situation the better it feels later. I myself have gone through it time and time again, and I don’t expect it to stop. I just live for the good times and survive through the bad times. For me things are a little more extreme mainly because I am bipolar. So, the good times are really good and the bad times are tough.
Monday, April 5, 2010
ARAVIND ADIGA -"THE WHITE TIGER"
ARAVIND ADIGA "THE WHITE TIGER" - finished the entire book in mangalore not that great to be a booker awardee but it has its moments i beleive these westerners just love the idea of poor and illiterate india see all awards goes to these concepts like slum dog etc common there is so much better things in india wake up wake up wake up
Monday, February 15, 2010
my mom is she similar to u tell me na
Trust me read on this one really makes u thinks about ur mom
1.My mother taught me TO APPRECIATE A JOB WELL DONE .
"If you're going to kill each other, do it outside. I just finished cleaning."
2. My mother taught me RELIGION.
"You better pray that will come out of the carpet."
3. My mother taught me LOGIC.
" Because I said so, that's why."
4. My mother taught me MORE LOGIC.
"If you fall out of that swing and break your neck, you're not going to the store with me."
5. My mother taught me about the science of OSMOSIS.
"Shut your mouth and eat your supper."
6. My mother taught me about STAMINA.
"You'll sit there until all that spinach is gone."
7. My mother taught me about HYPOCRISY.
"If I told you once, I've told you a million times. Don't exaggerate!"
8. My mother taught me the CIRCLE OF LIFE.
"I brought you into this world, and I can take you out." hehe
9. My mother taught me about BEHAVIOR MODIFICATION. (this one for di)
"Stop acting like your father!" (janna)
10. My mother taught me about ENVY.
"There are millions of less fortunate children in this world who don't have wonderful parents like you do."
11. My mother taught me ESP.
"Put your sweater on; don't you think I know when you are cold?"
12. My mother taught me HUMOR.
"When that lawn mower cuts off your toes, don't come running to me."
13. My mother taught me HOW TO BECOME AN ADULT .
"If you don't eat your vegetables, you'll never grow up."
14. My mother taught me GENETICS.
"You're just like your father." hehe
15. My mother taught me WISDOM.
"When you get to be my age, you'll understand."
16. And my favorite: My mother taught me about JUSTICE
"One day you'll have kids, and I hope they turn out just like you
1.My mother taught me TO APPRECIATE A JOB WELL DONE .
"If you're going to kill each other, do it outside. I just finished cleaning."
2. My mother taught me RELIGION.
"You better pray that will come out of the carpet."
3. My mother taught me LOGIC.
" Because I said so, that's why."
4. My mother taught me MORE LOGIC.
"If you fall out of that swing and break your neck, you're not going to the store with me."
5. My mother taught me about the science of OSMOSIS.
"Shut your mouth and eat your supper."
6. My mother taught me about STAMINA.
"You'll sit there until all that spinach is gone."
7. My mother taught me about HYPOCRISY.
"If I told you once, I've told you a million times. Don't exaggerate!"
8. My mother taught me the CIRCLE OF LIFE.
"I brought you into this world, and I can take you out." hehe
9. My mother taught me about BEHAVIOR MODIFICATION. (this one for di)
"Stop acting like your father!" (janna)
10. My mother taught me about ENVY.
"There are millions of less fortunate children in this world who don't have wonderful parents like you do."
11. My mother taught me ESP.
"Put your sweater on; don't you think I know when you are cold?"
12. My mother taught me HUMOR.
"When that lawn mower cuts off your toes, don't come running to me."
13. My mother taught me HOW TO BECOME AN ADULT .
"If you don't eat your vegetables, you'll never grow up."
14. My mother taught me GENETICS.
"You're just like your father." hehe
15. My mother taught me WISDOM.
"When you get to be my age, you'll understand."
16. And my favorite: My mother taught me about JUSTICE
"One day you'll have kids, and I hope they turn out just like you
Friday, January 15, 2010
SOME OF MY ONE LINERS WHICH IS VERY CLOSE TO ME
1. I say no to alcohol, it just doesn't listen.
2. A friend in need is a pest indeed.
3. Marriage is one of the chief causes of divorce.
4. Work is fine if it doesn't take too much of your time.
5. When everything comes in your way you're in the wrong lane.
6. The light at the end of the tunnel may be an incoming train..
7. Born free, taxed to death.
8. Everyone has a photographic memory, some just don't have film.
9. Life is unsure; always eat your dessert first.
10. Smile, it makes people wonder what you are thinking.
11. If you keep your feet firmly on the ground, you'll have trouble putting on your pants.
12. It's not hard to meet expenses, they are everywhere.
13. I love being a writer... what I can't stand is the paperwork.
14. A printer consists of 3 main parts: the case, the jammed paper tray and the blinking red light.
15. The guy who invented the first wheel was an idiot. The guy who invented the other three, he was the genius.
16. The trouble with being punctual is that no one is there to appreciate it.
17. In a country of free speech, why are there phone bills?
18. If you cannot change your mind, are you sure you have one?
19. It's not the fall that kills you. It's the sudden stop at the end.
22. The cigarette does the smoking you are just the sucker.
23. Whenever I find the key to success, someone changes the lock.
24. The road to success.... Is always under construction.
25. Alcohol doesn't solve any problems, but if you think again, neither does Milk.
26. In order to get a Loan, you first need to prove that you don't need it.
…….and here's the best of the lot.
27. All the desirable things in life are either illegal, expensive, fattening or in love with someone else.
2. A friend in need is a pest indeed.
3. Marriage is one of the chief causes of divorce.
4. Work is fine if it doesn't take too much of your time.
5. When everything comes in your way you're in the wrong lane.
6. The light at the end of the tunnel may be an incoming train..
7. Born free, taxed to death.
8. Everyone has a photographic memory, some just don't have film.
9. Life is unsure; always eat your dessert first.
10. Smile, it makes people wonder what you are thinking.
11. If you keep your feet firmly on the ground, you'll have trouble putting on your pants.
12. It's not hard to meet expenses, they are everywhere.
13. I love being a writer... what I can't stand is the paperwork.
14. A printer consists of 3 main parts: the case, the jammed paper tray and the blinking red light.
15. The guy who invented the first wheel was an idiot. The guy who invented the other three, he was the genius.
16. The trouble with being punctual is that no one is there to appreciate it.
17. In a country of free speech, why are there phone bills?
18. If you cannot change your mind, are you sure you have one?
19. It's not the fall that kills you. It's the sudden stop at the end.
22. The cigarette does the smoking you are just the sucker.
23. Whenever I find the key to success, someone changes the lock.
24. The road to success.... Is always under construction.
25. Alcohol doesn't solve any problems, but if you think again, neither does Milk.
26. In order to get a Loan, you first need to prove that you don't need it.
…….and here's the best of the lot.
27. All the desirable things in life are either illegal, expensive, fattening or in love with someone else.
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